Had a question for those who have 15+ credit cards. Do you guys not get affected by a negative credit score every time you get a new credit card? If yes, how long does it take you to recover from your credit score drop? I only have 3 credit cards and the third one that I got, decreased my credit score by 20 points. I want to get more credit cards but not if it will hurt my credit score by big points. (Vantage Score)
Any advice would be great!